Terms of Service
**Last Updated: March 2024**
1. Introduction
Welcome to Launch.io ("Launch," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of Launch.io's website, services, and applications (collectively, the "Services"). Launch.io is a risk management and insurance program assessment platform founded in 2023.
2. Acceptance of Terms
By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.
3. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Services. Your continued use of the Services following the posting of revised Terms means you accept and agree to the changes.
4. Access and Account Security
4.1 Account Creation
- You must provide accurate, current, and complete information during registration
- You are responsible for maintaining the confidentiality of your account credentials
- You must notify us immediately of any unauthorized access to your account
4.2 Email Authentication
- We use email-based authentication for account access
- You must maintain access to the email address associated with your account
- You are responsible for all activities that occur under your email authentication
5. Use of Services
5.1 Permitted Use
You agree to use the Services only for:
- Legitimate business purposes related to risk management and insurance assessment
- Collecting and analyzing client risk data
- Generating and reviewing assessment reports
- Collaborating with team members and clients
5.2 Prohibited Use
You may not:
- Use the Services for any illegal purpose
- Attempt to gain unauthorized access to the Services
- Copy or distribute any part of the Services without authorization
- Upload malicious code or interfere with the Services' functionality
6. Data Privacy and Security
### 6.1 Data Collection
We collect and process data as described in our Privacy Policy. By using our Services, you agree to our data collection and processing practices.
### 6.2 Data Security
- We implement reasonable security measures to protect your data
- You are responsible for maintaining the security of your account credentials
- We cannot guarantee absolute security of data transmitted through the internet
7. Intellectual Property
### 7.1 Ownership
- The Services and all related intellectual property rights belong to Launch.io
- You retain ownership of your data and content submitted through the Services
### 7.2 License
We grant you a limited, non-exclusive, non-transferable license to use the Services for their intended purpose.
8. Payment Terms
### 8.1 Fees
- Fees are based on your subscription plan and usage
- All fees are exclusive of taxes
- Payment terms are specified in your service agreement
### 8.2 Refunds
Refund policies are specified in your service agreement and may vary based on your subscription type.
9. Termination
### 9.1 Termination by You
You may terminate your account at any time by following the procedures in our platform.
### 9.2 Termination by Us
We may terminate or suspend your account for violations of these Terms or as required by law.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LAUNCH.IO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES.
11. Indemnification
You agree to indemnify and hold harmless Launch.io and its officers, directors, employees, and agents from any claims arising from your use of the Services or violation of these Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
13. Contact Information
For questions about these Terms, please contact us at:
- Email: legal@launch.io
- Address: [Your Business Address]
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
15. Entire Agreement
These Terms constitute the entire agreement between you and Launch.io regarding the use of the Services, superseding any prior agreements between you and Launch.io.
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By using Launch.io's Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.